200A and 202 reproduction
frames back
in stock.

Bob1774
Just received a monthly statement, and the big banner news was that there is a national coin shortage.  The bank is asking customers to bring in their coins in exchange for paper money.  Get this..."Bank customers can cash in their coins FOR FREE!"  Wow, what a deal.  My bank also pays interest on checking...about .0000000000001%  That's an exaggeration.  It is actually .05%, or .0005. So $100 left for the year will get you 1/2 cent!
Bob
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Kansas John
Sounds like you need a new bank!
John M. Lawrence, KS
ICCC #1431

Looking for a 214 kero and REI single burner anniversary stove as well as any Coleman born on date 10/77, 1/80
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Bob1774
It was a nice locally owned, small town bank, that was purchased by a larger regional bank.  They do have good customer service, and almost no fees for using accounts, so I guess it is a wash.  Since I use that particular account to cycle money in/out quickly for almost all my bills, it is just convenient.  I have other accounts at large national banks, and they're not much better, just convenient when traveling or snow-birding.

My most frustrating experience with a bank was a few years ago when I took a personal check for a sale.  My bank teller, who knew me, cautioned me to make sure the check was good, otherwise I would get charged a bad check fee, as would the issuer.  So, I walked a block to his bank and presented the check to teller and said, "one of your customers wrote this check, and I'd like to cash it."  Teller said, "do you have an account with us?"  I explained no, just wanted them to honor the check their customer presented to me for payment.  The teller informed me that there was a $5 dollar fee for non-customers to cash a check.  Which I replied that I might understand if I was attempting to cash another bank's check, but why don't you honor your own checks?  At that point a manager came over to see what the problem was, and I said, evidently your bank's checks are only worth 95% of face value (check for $100).  He thought a minute, and told the teller to skip the fee.  I walked out with my $100 and never did business with them again.  I guess they don't want money leaving their bank, just circulating between customers.  Seems wrong, but is not illegal for banks to charge to cash their own checks!
Bob
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Gunhippie
I hear you! I've been through at least five different banks--without moving my account once!

Last time I checked, none of the banks in our area had a coin sorter/counter. They just offered me a handful of coin wrappers. Barrels of fun for boys and girls!
It's priceless until someone puts a price on it.
Walk a mile in a man's shoes before you criticize him--then you're a mile away, and he has no shoes.
Texan's last words: "Y'all--hold my beer--I wanta' try sumptin'."
Timm--Middle of nowhere, near the end of the road, Oregon.
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mgmlvks
Fortunately for me - the Credit Union has a coin counter - and there is no charge if they deposit the value into your account (which we have).  Time to take another wheelbarrow up there it seems.
Mike, ICCC member #1156, Slant Saver Group #011, 275 Appreciation Syndicate #0215, FAS #20 - Confusing Future Generations of Collectors One Lantern at a Time
"In order for the light to shine so brightly, the darkness must be present"
Francis Bacon
(and - for those who have asked - avatar from postcard and says "Coming Home by Rail".  https://c1.staticflickr.com/5/4595/27430282209_39a564be00_z.jpg
 
 
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bridd
Do your self a favor. See if you qualify to become a member of a credit union. I have found them to have lower fees and better rates.  I use 2. One is local for depositing checks, obtaining money, and getting forms notarized.  They also have a change counter in the lobby. The second is Navy Federal Credit Union which I use for the bulk of my financial needs; checking, savings, mortgage, loans. NFCU is the largest credit union in the US and has a great online presence and app.  Haven’t had a “bank” account in years. 
bart

"If you wanna go fast you gotta have gas...”     —Wildbull
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12thengr
National coin shortage! Harrrmmph. My bank (Credit union) charged me 5% to deposit my coins! I shoulda just kept 'em.
JC       A paranoid is someone who knows a little of what's going on.         
                  William S. Burroughs

Mil-Spec-Ops  # 286
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mgmlvks
Gunhippie wrote:
Last time I checked, none of the banks in our area had a coin sorter/counter. They just offered me a handful of coin wrappers. Barrels of fun for boys and girls!


Brought to mind a story - long long ago, while traveling around the western USA, sleeping in my car and with family friends - was in Salt Lake City.  Long Story - but the old boyfriend from a (sorta recently) old girl friend was working in Utah State Liquor Store #1.  Say what!!!  yes - they have BIG liquor stores in Utah, and an interesting sub-culture of (then) younger folk that enjoyed that life and exploring the value of herbs and such.  Anyway I stayed with him a couple of days.  He said that they saw so much money come across the till at the store as there were not too many liquor stores in Utah at the time that he had to take up coin collecting in self defense!  He said pretty much every month he was able to buy out of his cash drawer enough coinage and paper money with extra value to cash in at the local coin store to be able to buy - ummm - essential supplies!
Mike, ICCC member #1156, Slant Saver Group #011, 275 Appreciation Syndicate #0215, FAS #20 - Confusing Future Generations of Collectors One Lantern at a Time
"In order for the light to shine so brightly, the darkness must be present"
Francis Bacon
(and - for those who have asked - avatar from postcard and says "Coming Home by Rail".  https://c1.staticflickr.com/5/4595/27430282209_39a564be00_z.jpg
 
 
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Chucker
I think those of us with some coins in a jar are in the drivers seat. 

If your bank or c.u. want YOUR coins - they can pay YOU 5% to cash them in (or some amount more than you brought in). Until they do, they can stay right in my old pickled baloney jug! 

Supply and demand my friends. 
Chuck
"...we also glory in our sufferings, because we know that suffering produces perseverance; perseverance, character; and character, hope" Romans 5:3-4
Eye-SEE-C-C Member #1333 -- MilSpecOps #003
"Michigan - from the Ojibwa word “meicigama,” meaning “great water.”
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rob_pontius
I'm not buying the shortage thing one bit. Where would all of those coins gone? Unless the mint destroyed a ton of coins without striking new ones, there is still the same amount as always. Cashless financial future. No thank you, I like cash.
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JimL
@rob_pontius
Rob,

The coins aren't gone, it's just that people have been getting away from paying with cash due to the pandemic and not wanting to handle them.  So, whatever they have at home or in their pockets aren't being put back in circulation.  This 'shortage' has been in the news for two or three weeks now.
 

-Jim

Flammable liquids, open flame, what could go wrong?


I've missed you!  But I'm reloading.
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Gunhippie
I'll sell mine to the pub. They always need change.

Check with local retailers--grocers, restaurants, etc. They may be in need of change and much more willing to wheel-and-deal than a bank.
It's priceless until someone puts a price on it.
Walk a mile in a man's shoes before you criticize him--then you're a mile away, and he has no shoes.
Texan's last words: "Y'all--hold my beer--I wanta' try sumptin'."
Timm--Middle of nowhere, near the end of the road, Oregon.
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Northman49
Must be an American thing...here they don't want your metal.
   https://www.ctvnews.ca/canada/change-is-tough-bank-refuses-to-take-man-s-800-in-coins-1.4603790
She was only a moonshiner's daughter, but I loved her still.

I keep my tools sharp...but my mind sharper!
  Ed
                 ICCC no.1880
                 CANADIAN BLUES Member #023
     
                  Mil-spec ops #1982
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Whitegas Extraordinaire
I’m sitting on 1/2 a five gallon water bottle full. At one point I couldn’t shake em out in an efficient manner. It was a a plastic bottle , cut it in half and promptly got it stuck in a five gallon bucket. Left it for two years, I’m just not rolling coins or paying to have it counted. That could be lamp n shade money.
Oh My!
Kevin
I frighten easily!

My current shade is Coleman!!

To me a lamp without a shade is creepy!

ICCC # 1865

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smarti
The shortage is because all the coins are in wishing wells and fountains - people wishing 2020 would just go away!!!
It was Love at first light!!! Scott
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rob_pontius
JimL wrote:
@rob_pontius
Rob,

The coins aren't gone, it's just that people have been getting away from paying with cash due to the pandemic and not wanting to handle them.  So, whatever they have at home or in their pockets aren't being put back in circulation.  This 'shortage' has been in the news for two or three weeks now.
 
  If people aren't using coins, there shouldn't be a shortage. If people are using a credit or debit card, no coins are given back as change either. Scrutinize everything that you see on the news.
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Bob1774
Some years back, my father's wife after my mom died, ask me an interesting question one time.  She said, "are silver coins valuable now?"  Of course, I said they are always valuable at face value, but sometimes collectible ones, or the pre-'64 silver ones are perhaps worth more for the melt value.
So, she asked me where to cash those in.  She had her own two adult sons, and I felt a little uncomfortable she was asking me and not them.  She went on to explain that her previous husband ran a vending and arcade business, and they would sit at the table at night and sort all the silver coins from the "new ones."  So I said, "about how many do you have?"  She motioned me over to the large Grandfather clock, and said, "in there."  In the base of the clock, was a 5 gallon bucket full of silver coins!  I about soiled my pants.  So, I said first, never, ever tell anyone you have these here.  Next, tell your sons and have them help you get a few coin collectors together to offer bids, starting at the current melt value for the weight.  Since they had never been examined as date collectible, they were even more valuable.  My father passed shortly after that and I never heard again what happened to those coins.  She never brought it up, and I never asked up to the day she died.  I do know one of her sons retired shortly after that and purchased a very large RV, and the other one took off on a six month trip to Europe!
Bob
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Gunhippie
You are sorting out all your pre-1983 pennies, right? They're 95% copper content, vs. the '83 and on, which are copper electroplate over zinc.

I read somewhere that the Fed banks have sorting machines that separate out older, precious-metal coins by density. They're removed from circulation.
It's priceless until someone puts a price on it.
Walk a mile in a man's shoes before you criticize him--then you're a mile away, and he has no shoes.
Texan's last words: "Y'all--hold my beer--I wanta' try sumptin'."
Timm--Middle of nowhere, near the end of the road, Oregon.
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warren
My bank pays 1.75% interest on checking as long as one direct deposit and 12 debits per month.  Has free coin counter (for account holders) and is a great local (regional) bank.

How much are the pre-83 pennies worth now?  At one time it was worth sorting them but I thought the price of copper dropped and it wasn't as big a deal.

ANTIQUESWV on Ebay
#1 in the 223B club
Gatlinburg, TN

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Kansas John
warren wrote:
My bank pays 1.75% interest on checking as long as one direct deposit and 12 debits per month.  Has free coin counter (for account holders) and is a great local (regional) bank.

How much are the pre-83 pennies worth now?  At one time it was worth sorting them but I thought the price of copper dropped and it wasn't as big a deal.


nobody told the meth addicts around here that copper is down.  They are breaking into electrical boxes on the highway and killing the traffic cameras thinking there is copper wire in there.
John M. Lawrence, KS
ICCC #1431

Looking for a 214 kero and REI single burner anniversary stove as well as any Coleman born on date 10/77, 1/80
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Leviticus Tomethreus
@Gunhippie man, my dad has sooooo many pennies from back in the day. I’ve learned a lot about special ones. By the way, are you sorting out your 1943 pennies? 99% steel
My friends don’t call me “Lantern Levi” for nothin’,
if they did call me that.

Looking for bday lanterns 8/38, 8/41, 
10/25, and 8/07

The biggest lie I tell myself is
”I don’t need to write that down, I’ll remember it.”
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Muddlerminnow2
I think I read somewhere that pennies cost 2 cents to make.  So if we all sold our pennies back to the Treasury for 1 1/2 cents each, it would be win-win.
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Bob1774
Gunhippie wrote:
You are sorting out all your pre-1983 pennies, right? They're 95% copper content, vs. the '83 and on, which are copper electroplate over zinc.

I read somewhere that the Fed banks have sorting machines that separate out older, precious-metal coins by density. They're removed from circulation.


Used to do an experiment with the kids to take a post '83 penny and "knick it," on the edge with a file.  Then put in a glass with some cola for a few weeks.  They were always amazed that all that was left was a copper foil shell, you could blow across the room with a good puff!
Bob
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